Independent Financial Planning For Retirees And Pre-Retirees

We help people approaching and living in retirement bring their investments, income, taxes, and estate decisions into one coordinated plan. Our firm is a Nevada State-registered investment adviser led by a CERTIFIED FINANCIAL PLANNER™ professional, and we are paid by the clients we advise, not by product commissions.

Schedule A Planning Conversation Or call 702-804-4902
  • CFP® CERTIFIED FINANCIAL PLANNER™ professional
  • 26 Years Serving Las Vegas retirees and future retirees since 2000
  • Fiduciary Advisory recommendations in your best interest
  • Fee-Based RIA Nevada registered investment adviser


Planning For The Years Before, During, And After Retirement

Retirement brings a new set of decisions at the same time: when to stop working, which accounts to draw from first, when to claim Social Security, how to manage taxes from year to year, and how to pass on what you have built. Each choice affects the others, so they work best when they are made together.

That is the work we do. Ntact Retirement Solutions is an independent planning firm in northwest Las Vegas serving people in the ten years before retirement, the transition itself, and the decades that follow. Our clients come to us for a written, coordinated plan and an adviser who keeps it current as markets, tax rules, and family circumstances change.

Feel free to explore our our retirement planning approach, or go straight to turning savings into a paycheck, how we manage portfolios, or multi-year tax strategy.

  1. Before Retirement

    Setting a target date, testing whether savings can support it, and positioning accounts for the transition.

  2. During The Transition

    Rollovers, Social Security timing, Medicare enrollment, and building the first year of retirement income.

  3. After Retirement

    Ongoing withdrawals, required distributions, Roth conversion windows, and estate coordination.

How We Help Clients Prepare For And Live In Retirement

Every client relationship starts with the same coordinated plan. From there, the work concentrates where your situation needs it most. Select any service to learn how we approach it.

Retirement Planning

A written strategy that coordinates savings, income, taxes, and estate decisions so each part of the plan supports the rest.

Retirement planning

Retirement Income Planning

Deciding which accounts to draw from, in what order, and how to keep a steady paycheck coming through different market conditions.

Income planning

Investment Management

Portfolios built around the timeline and purpose of each dollar, with risk matched to when you will need the money.

Investment management

Tax Planning

Looking several years ahead at brackets, withdrawals, and conversions so taxes are planned for rather than discovered each April.

Tax planning

Estate Planning Coordination

Reviewing beneficiaries, account titling, and legacy goals, and working alongside your estate attorney so documents and accounts agree.

Estate planning

Financial Second Opinion

An independent review of an existing plan or portfolio, with clear observations on fees, risk, and gaps before you make a change.

Second opinion

We also help with Social Security claiming decisions, Roth conversions, 401(k) rollovers, annuity reviews, and investment risk management.

Why Clients Choose To Work With Us

Choosing an adviser is a decision about whom you trust with your family's future. We earn that trust through credentials, transparency about how we are paid, and a planning process you can follow from start to finish.

We are an independent firm registered with the State of Nevada as an investment adviser. There is no broker-dealer behind us and no sales quota shaping our recommendations, and you work directly with the people building your plan.

  • Fiduciary In Our Advisory Relationships

    Under our advisory agreements, our recommendations are made in your best interest and designed around your goals.

  • Fee-Only Compensation

    We are paid by our advisory clients and accept no sales commissions, so there is no product incentive behind our advice.

  • Led By A CFP® Professional

    Planning is directed by a CERTIFIED FINANCIAL PLANNER™ professional who holds the education, examination, and ethics requirements of the designation.

  • One Coordinated Plan

    Investments, income, taxes, and estate coordination are handled together, so decisions in one area account for the others.

Mahlon Edwards, CFP, founder of Ntact Retirement Solutions

Mahlon Edwards, CFP®

Founder & Financial Adviser

A CERTIFIED FINANCIAL PLANNER™ professional who has led the firm since 2000, focused on tax-aware retirement income, Roth conversion strategy, and helping Las Vegas retirees turn their savings into dependable income.

Areas We Serve

Our office sits in the Desert Shores area of northwest Las Vegas, a short drive from Summerlin, Centennial Hills, and the 95 corridor. We work with retirees and pre-retirees across the Las Vegas Valley and in communities throughout Southern Nevada.

  • Las Vegas
  • Summerlin
  • Centennial Hills
  • Henderson
  • Green Valley
  • Anthem
  • North Las Vegas
  • Aliante
  • Pahrump
  • Mesquite

Clients farther from the office, including in Pahrump and Mesquite, can meet with us by phone or video, with in-person meetings available whenever you prefer.

Get Directions

Start A Conversation About Your Retirement Plan

Whether retirement is a few years away or already here, a coordinated plan can bring your investments, income, taxes, and estate decisions into one place. If that sounds useful, we would welcome a conversation about where you are today and what you want the years ahead to look like.

An introductory conversation carries no cost and no obligation.

Schedule A Planning Conversation Or send us a message
  • Call702-804-4902
  • Visit2620 Regatta Drive, Suite 102
    Las Vegas, NV 89128
  • HoursMonday through Friday, 9:00 AM to 5:00 PM Pacific

Frequently Asked Questions

What does Ntact Retirement Solutions do?

Ntact Retirement Solutions is an independent financial planning firm in Las Vegas that helps people prepare for and live in retirement. We build a coordinated plan covering retirement income, investment management, tax planning, Social Security timing, and estate coordination, then keep that plan current as your circumstances and the rules change.

Who do you typically work with?

Most of our clients are within about ten years of retirement or already retired. They often have savings spread across workplace plans, IRAs, and other accounts and want one coordinated strategy for turning those savings into reliable income.

How is your firm compensated?

We are a fee-only firm. We are paid by our advisory clients and accept no sales commissions or third-party payments for recommending products. The specific fee for your relationship is described in your advisory agreement before any work begins.

Do you act as a fiduciary?

Yes. In the advisory relationships we enter under our advisory agreements, we serve our clients as a fiduciary, which means our recommendations are made in your best interest.

Do I need to live in Las Vegas to work with you?

No. Our office is in northwest Las Vegas, and we work with clients across Southern Nevada, including Henderson, Summerlin, North Las Vegas, Pahrump, and Mesquite. Many meetings take place by phone or video. As a Nevada State-registered investment adviser, we offer advisory services only where we are properly licensed or exempt from licensure.

What happens in a first conversation?

A first conversation is a chance to talk through where you are, what you want retirement to look like, and whether our planning approach is a good fit. Nothing needs to be prepared in advance, and there is no cost or obligation.

we're redefining retirement!


Own Your Retirement!        We Make It Easy As 1...2...3...

Before Retirement

Before Retirement

You wouldn't attempt a cross country trip without knowing the routes you want to take, would you?  Do you know how much money you'll need to retire?  Do you know what your "Income Gap" is?

It's Your Retirement.....Learn More Now!
During Retirement

During Retirement

You've worked a very long time to get where you are.  Now, managing your investment risk is more important than ever.  Do you know what your Risk Number is? 

Retire That Risk! Check This Out!
After Retirement

After Retirement

Nothing stays the same forever, especially what it costs to live comfortably.  You’ve spent a lifetime growing your assets.  Now, don't you think it's time to grow your income, too?

Who Doesn't Want More Income? Cool Stuff!

Questions? Ask A Certified Financial Planner At No Cost Or Obligation To You!