REDUCING YOUR INVESTMENT RISK

Mastering Your Retirement: Things to Consider

Your Partner in Secure Retirement Planning

Your Partner in Secure Retirement Planning

As you navigate the pivotal "During" phase of your retirement, it's important to refer to the retirement framework for retirement income planning that was determined in the "Before" phase of your retirement. This is important in order to stay on track and side step the inevitable pot holes that occur as you go through life.

At Ntact Retirement Solutions, we understand the unique challenges and opportunities this phase presents. With our expert guidance, we can help you to make informed decisions as you enjoy the secure and fulfilling retirement that you envision.

Don't walk this path alone, at Ntact Retirement Solutions, we are dedicated to tailoring strategies to your specific needs and goals. 

Protecting Your Loved Ones and Estate

Do you Know if You Require a Will or A Trust for your Estate Planning Needs?

Preserving your family's well-being and securing your estate's future is paramount. Avoiding probate and ensuring a seamless transfer of assets to heirs requires careful planning.

At Ntact, we specialize in comprehensive estate planning services. Let us guide you through this process, ensuring a legacy that endures for generations.

Tailoring Your Investments to Your Goals

Investment Alignment

Your investments should be aligned with specific financial objectives, which in turn should reflect what is most important to you. Ntact specializes in crafting personalized investment strategies that puts what is most important to you at the forefront of the investment process.

Regular Planning Reviews

Investment Planning is not a one-time event —it's an ongoing process. We advise meeting with your dedicated Retirement Advisor every 6 months to a year to ensure your plan stays on track.

Rest assured, at Ntact, we're committed to your financial success and will keep your plan finely tuned.

Assessing Investment Risk<br/>

Assessing Investment Risk

Understanding your perception and ability to tolerate investment risk is crucial for both you and us. This will help us to provide the best advice and make the kind of investment decisions that help you to rest assured that you are exactly where you need to be.

Ntact's "Safety First" retirement income and investment philosophy will help you easily navigate a landscape of investment risk, ensuring that your strategy aligns with your comfort level. 

Managing Your Retirement Accounts

Managing a previous employer-sponsored retirement program (i.e. 401(k), 403(b), 457) requires careful consideration.

Some options may include, but are not limited to:

  • Building a private pension with Fixed Index Annuities. Annuities for retirement provide the benefits of guaranteed lifetime income and shifts investment risk to insurance companies.
  • Roth IRA or Traditional IRA. Explore the advantages of individual retirement accounts and gain insights into selecting the right one for your unique circumstances.

Frequently Asked Questions

Question: Why is life insurance important in retirement planning?

Answer: Life insurance plays a crucial role in retirement planning by providing financial security for your loved ones in the event of unexpected passing. It ensures that your family is financially protected and can maintain their standard of living, pay off debts, and cover expenses. Including life insurance in your retirement plan offers peace of mind and a safety net for your family's future.

Question: How often should I review my retirement plan and investments?

Answer: It is advisable to review your retirement plan and investments at least every 6 months to a year. Regular reviews allow you to adapt your strategy to changing life circumstances, market conditions, and financial goals. Ntact Retirement Solutions is here to assist you in these reviews, ensuring your plan remains aligned with your objectives and stays on track.

Question: What should I do with my old 401(k) from a previous employer?

Answer: You have several options for managing your old 401(k). One option is to consider building a private pension using Fixed Index Annuities, which offer guaranteed lifetime income and reduce investment risk. Alternatively, you can transfer your funds into a Roth IRA or Traditional IRA, providing more control over your retirement savings. Ntact can help you evaluate these options and make the best choice for your financial future.

Got a Retirement Plan?

Proactive planning during the "During" phase of retirement is paramount. Let Ntact Retirement Solutions be your partner in crafting a secure and prosperous future. Reach out to us today to take the next step toward realizing your retirement dreams.

WHAT'S YOUR "RISK NUMBER"?

At Ntact Retirement Solutions we're not afraid to talk about risk and because of that our investors aren't afraid to make the right decisions.  Our client's determine their own "Risk Number" (it's like a "sleep number" only for risk) and we build a portfolio that just right for them.

Would you like to know what your "Risk Number" is?  It's simple!  Just click on the button, answer a few questions, and find out what your "Risk Number" is!

I Have a Question About Reducing My Risk

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